Agree, you need to understand the terrain and the roads, and be equipped to handle those conditions. I would not be ready to handle the conditions that you describe. Both SUV and pickup have good tires for offloading in my area, but would not handle something that requires a Bronco with 31″ tires. As for the redneck with the chainsaw, I will take my chances rather than sitting on the interstate with the Golden Horde. There is no perfect solution. Those who do not understand that, will probably be culled from the herd early on. Learn and adapt is the best we can hope for.