Whirlibird you are right the U. S. is very big so everywhere the prepping is not the same. Even in Miami it is not the same as New York City or Chicago. Miami is a city but I say 85% live in homes and there work in 10 to 30 miles away so it will not be the same. Downtown Miami is more of a city but were I live is not close to it. So even here there will be many ways to prepare.
In a financial collapse it all depends how big and how long it last. If it is a two to four year or longer we all are in trouble. If the dollar has a complete collapse it may last a long time since that has never happen here. But I agree with you even I will stay put. I do need to prepare more then you. I do have all my finances in line, paid off.