but it would require effort
exACTLY! 
And like LT, I’d like to meet the people that’ll do that effort for me. My Social “Security” is going up a whopping 2% next year, but will be more than eaten up by Medicare and Medicare supplement premiums. I need them do-gooders to come find ME while I sit here waitin’ on MY handout! Heck- I PAY taxes, and my pigmentation apparently qualifies me for all KINDS of them freebies that them folks in Texas caint git but seem to know about. Fifth house on the left – I’ll be sittin’ on the front porch in my rocker.