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I can attest to what GS is saying and had mentioned this before in a different conversation. I had applied for a life insurance policy to replace what I had when I was working and received a message from my insurance agent wanting more information on a surgery I had when I was 11 years old. They dug back a full 50 years into my history, history that predated computers. Whether my agent was privy to my full medical records or not I don’t know but bear in mind he was just an agent, not an employee of the insurance company itself and I had to explain something to him that was none of his business.