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M B,
I argee with the premise of your comments, but at some point the decline can turn into the finial collapse. So we might not be at the bottom but we can see things starting to collapse. Like an old building falling in on it’s self. Some parts are still standing but the roof is mostly caved in.

At this point I’d say there is a lot of rot and decay. The roof has sagged and ready to fall and water has been getting into the building a long time. The floors aren’t safe to walk on. We haven’t collapsed yet but it just a matter of time.