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I think I am more cold tolerant than most but on the rare occasion I immerse a hand or foot into 32 degree water during the winter that part of the body will start going numb very quick. Plan A, B, & C are to not immerse in 32 degree water.

I tended to dress on the light side for winter bike rides because the exercise itself tends to generate more than enough heat but sometimes the cold & wind would work its way through my clothing and there would be places on my legs, feet, or stomach that would have gotten sufficiently cold that when I come inside and start to warm up again would hurt like the dickens, and all I ever knew to do was just tough it out until the pain subsided. Is there a solution to avoiding that thawing out pain?