Take Orlov with a grain of salt. Yes, he’s a Doomer, but to me, it always seems like he has some ulterior motive… selling something, pushing something… and I’ve sharpshot his articles before.

Not to say the guy isn’t intelligent. Just saying that I sometimes have problems with his articles…

But, don’t take my word for it. Form your own opinions based on what Orlov says…

By the way, I read your OP. Went looking for “Risk Management Software”… if you’re looking for some software to help you out in doing whatever it is you want to do, brother you got a big hog to eat… there’s gobs of software out there, but you have to be more specific to narrow down your choices, otherwise you’ll be there till Rapture looking for the right one… anything from “freeware” to custom designed software costing multiples of thousands of dollars…

The wicked flee when none pursueth..." - Proverbs 28:1