Welcome emjay. Don’t be concerned with rambling or explaining reasons for making a decision. I am that way myself and I haven’t had anyone criticize me for it, although they might have wanted to. Please remind your husband, if in Australia he handles money as well as cards for the fare, he might want to invest in a hand sanitizer as they both carry a lot of germs. I drove taxi off and on for the last 10 years, here in the states,and sometimes I just had to shudder whem I had to touch either one(I used GERM-X here after the people left the cab).That may be like shutting the barn door after the horses got out but at least I flt a little better about it, and my hands smelled better.