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Inshala, you can’t go wrong with Maine as a location either. If I didn’t live in VT, I’d want to be in Maine (and after that in the Canadian Maritimes).

I hadn’t thought about 2nd homes being vacant if the owners couldn’t make it out of the urban areas, but there are many scenarios where that could be the case. It might be a tough call as to when to conclude they’re not going to make it. Until that point my nature would be to try and make sure the property is secured and maintained as may be needed.