Learning how to make decisions under pressure is really hard to learn and hard to simulate. I think some people can natuarlly, and some people have to be exposed to it in a safe way over and over again and most are just sheepand can’t and think they can, which is dangerous. Like you said doing nothing is worse than doing something, and doing something irrationally is worse than both.
The lion cannot protect himself from traps, and the fox cannot defend himself from wolves. One must therefore be a fox to recognize traps, and a lion to frighten wolves.”
― Niccolò Machiavelli, The Prince