My wife and I made the decision to move any paltry savings out of the bank a couple months ago. All we keep there is “operating money”, you know enough to pay the mortgage and whatnot. All other money we’ve started keeping in cash.
What they (the banks) were able to get away with in Greece very recently also prompted me to cash out a retirement account from an old job and have used it to pay some of our debt. Some was converted to tangibles.
My bottom line is, I don’t have a lot but it’s MINE. When they start “bailing in” for real here in the states they’ll get a few bucks from me (whatever the dollar is worth by that time) but they won’t get the bulk. Besides, with no interest rate for me to keep my deposit there I’m just losing value for no good reason.